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Emergency Fund Calculator

A safety net of a few months' essential expenses, set aside in case of job loss or an unexpected bill. Find your target and see how close you are.

Your details

Monthly essential expenses (€) Rent, groceries, utilities, insurance, transport. What you'd still have to pay if your income stopped.

Months of coverage desired

3 months is a common minimum; 6 is a comfortable target; 12 suits variable or single incomes.

Current savings already set aside (€)

Your target

Target emergency fund

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Still to save

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Enter your monthly expenses to see your target.

A guideline, not financial advice. Keep your emergency fund somewhere safe and easy to reach (e.g. an instant-access savings account), separate from money you invest. Converted figures use the live exchange rate for the currency selected in the header and are for reference only.